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What Happens to You if You Get Hurt at Work or on the Job?

“Well, I’m Pretty Sure That’s What Workers’ Compensation Is For.”

If this sounds like something you would say, you are correct that most work-related accidents make an injury victim eligible for workers’ compensation benefits for medical costs and lost wages. What you may not realize is that a work-related accident – such as a car accident while driving on the job – can make an injury victim eligible to pursue a personal injury claim against a third-party.

“What Are Third-Party Claims?”

A third party is someone other than you – the victim – or your employer. For example, if you were struck by a negligent driver while delivering items on the job, you could pursue a third-party personal injury claim against the negligent driver in addition to seeking workers’ compensation benefits through your employer’s workers’ compensation policy.

“Isn’t That Double Dipping?”

No. Your workers’ compensation benefits cover your medical costs and lost wages, while a third-party personal injury claim can provide you with additional compensation for the pain and suffering you experienced. Workers’ compensation does not cover a victim’s pain and suffering, making a third-party claim the only way to collect the full compensation you deserve after a work-related accident.

Remember, if you are ever hurt on the job, it is in your best interest to explore all of your options for maximizing your financial compensation and benefits. Don’t forget about third-party personal injury claims. Throughout the state of Wisconsin, workers are injured every single day. If you or someone you know needs assistance asking the right questions and demanding justice, schedule a consultation with Wiebusch Law today.